Why You Need Pohl & Associates We live in a world of complexity and rapid change— Keeping up in a changing world is difficult. Of the many money decisions that you must make, knowing which are appropriate is not easy. Information overload can lead to financial paralysis. You probably lack the time to properly research all aspects of your money decisions. How we can help— We help you cope with these changes by providing an easy to understand and easy to follow financial process. Government is constantly changing the tax laws— Changing tax laws makes it difficult for the consumer to plan easily and successfully. The tax laws have become more and more complicated. How we can help— We can potentially help you reduce your income taxes over your lifetime by providing tax strategies designed to simplify your financial life. Stock market fluctuations and risk— The stock market fluctuates up and down. It moves in cycles. A problem can exist when you need your money in a down cycle and your stocks have declined in value. Timing is important, but it cannot be controlled. How we can help— We seek to help you achieve “high reward with low risk” through our unique “flow of money” concept. Misinformation contained within the media— Misleading information regarding insurance and financial and financial products and strategies is prevalent on the Internet and in financial magazines, financial “How To” books and sales literature. How we can help— We explain how many money strategies and products being advertised and promoted today may become hazardous to your wealth and protection goals. We will help you select the appropriate products and strategies tailored to help meet your individual needs, wants, and desires.